Ananya Pande

Scaling growth, partnerships & fintech innovation — one strategy at a time.

Business & Growth Strategist | Fintech | Partnerships | Market Expansion

₹100Cr+
Disbursed
40+
Partnerships
300%
Merchant Growth

🚀 Key Projects & Highlights

🏦Building Fintech GTMs from Zero to Scale

Launched and scaled multiple fintech products — Pay in 3, superPaylater, and Secured Credit Cards — at Super.money (Flipkart Group).

  • Built ecosystem partnerships with NBFCs (Smartcoin) and led tech migration with BharatX.
  • Drove early GTM momentum by onboarding 12+ merchants within 2 weeks of relaunch, achieving ₹25Cr+ peak GMV.
  • Designed collections & credit ops achieving 70% DPD0 recovery and <0.5% risk at DPD30.

🤝Scaling SaaS Partner Ecosystems

Built the Partnerships & GTM function at Bitespeed (PeakXV-backed) to accelerate Shopify merchant growth.

  • Created the entire partner motion — outreach SOPs, co-marketing playbooks, and activation flows.
  • Onboarded 40+ agency partners contributing $76K ARR within 2 months.
  • Closed strategic product partnerships (ClickPost, Nector.io, Nitro) adding $150K ARR.
  • Launched community-led partnerships that amplified brand share-of-voice in the D2C SaaS ecosystem.

💳Merchant & NBFC Integrations for BNPL Growth

At BharatX (YC W’22), built merchant and NBFC partnership frameworks powering white-labeled BNPL for 100+ D2C brands.

  • Scaled merchant base 3x and annual disbursal 100x to ₹100Cr with <1% churn.
  • Launched PG activation & cart recovery GTMs, boosting conversions by 89% and wallet share up to 100%.
  • Partnered with founders on investor relations, credit ops, and strategic GTM planning.

🧩GTM & Channel Expansion for Consumer D2C

Led market expansion and partner-led growth for Naario, an organic F&B brand empowering home-based entrepreneurs.

  • Built the Pune GTM playbook, achieving 80% MoM revenue and 400% order growth.
  • Onboarded 23 offline and e-commerce partners, creating a repeatable partner acquisition process.

🌐Community, Content & Thought Leadership

Created growth flywheels rooted in content, community, and storytelling.

  • Built a student ambassador network across 13 colleges for a secured credit card GTM (1.5K issuances in month one).
  • Co-founded **The Honest Critique**, hosting 100+ experts on security, intelligence, and geopolitics.
  • Drove 800K+ organic impressions for fintech products via Card Insider, Technofino, and targeted Reddit campaigns.

💡Venture, Mentorship & Social Impact

  • VC Fellow (HireVC) and Climate Fellow (One Point Five Academy) — focused on early-stage investments and sustainability innovation.
  • Mentor, Sheroes x Google WomenWill (2022–23) — supported women-led startups on GTM strategy.
  • Co-founded *Covid All India Relief* — assisted 15,000+ individuals through distributed volunteer networks during the pandemic.

Projects

BharatX Merchant Success Case Studies
BharatX Merchant Success Case Studies

Case studies showing fintech growth impact with brands like boAt, Snitch, and CrossBeats.

Mentor, SheroesXGoogle WomenWill
Mentor, SheroesXGoogle WomenWill

Supported women-led startups on GTM strategy as part of the Google WomenWill program.

Co-Founder, The Honest Critique
Co-Founder, The Honest Critique

Launched and hosted a geopolitical podcast with 100+ expert interviews on global affairs.

Climate Fellowship by One Point Five
Climate Fellowship by One Point Five

Completed a fellowship focused on climate tech, sustainability, and GHG accounting.

Co-Founder, Covid All India Relief
Co-Founder, Covid All India Relief

Led a volunteer network that provided pandemic relief to over 15,000 individuals.

Skills

Growth & Strategy

  • Business Growth
  • Go-to-Market Strategy
  • Product-Market Fit Validation
  • Digital Marketing

Leadership & Partnerships

  • Team Leadership
  • Strategic Partnerships
  • Cross-functional Leadership
  • C-Level Stakeholder Engagement
  • Investor Relations
  • Agreement Negotiation

Operations & Analytics

  • Product Management
  • Operations Management
  • Customer Experience (CX)
  • Payments & Fintech (BNPL, UPI, Credit)
  • Project Management
  • Legal & Contract Management

Creative & Communication

  • StoryTelling
  • Content/Creative Writing

What People Are Saying

Ananya has been one of those few kids we hired early on as an intern at Naario and then brought along as full time team members. The reason was simple- she handled ambiguity well, she was committed beyond the 9-5 and is great at networking. She’s 100% a great value addition to any team she’s a part of, with her energy and team spirit.
A

Anamika Pandey

Founder & CEO, Naario

Working alongside Ananya at BharatX has been fantastic. She excels at handling merchant success, making it look effortless. Ananya's clear communication and problem-solving skills shine when dealing with merchant queries. She's the perfect bridge between our merchants and the tech team. Ananya's knack for organizing and managing the often chaotic world of merchant success is impressive. She deeply understands her work and is always eager to learn more. Her proactive attitude and ownership make her a standout colleague. In short, Ananya's contributions to our team have been invaluable. It's been a pleasure working with someone so skilled and dedicated, and I'm confident she'll continue to thrive in any role she takes on.
N

Nikhila Reddy Putta

Software Engineer, Stripe

I worked with Ananya briefly on the Partnerships charter where she was instrumental in scaling our partner count and leads by ~2x. She has a fantastic personality for client-facing work and is naturally talented at building and managing strategic relationships. Ananya is a resourceful individual who functions well independently in ambiguous environments. A definite asset with great potential!
S

Sunil Agarwal

Director of Revenue & Partnerships, Bitespeed

Ananya is an incredible professional to work with. She carries a rare mix of innovation and clarity of thought, anchored by an incredible work ethic. She is always ready to listen and learn, while also being a great source of wisdom and knowledge herself. She pushes through challenges thrown at her like the most efficient juggernaut you have ever seen. All this makes her nothing short of a reliable teammate and great mentor.
B

Bharath Govind Gautam

Correspondent for Global News Monitoring, Thomson Reuters

Education

Christ-Deemed to be university
June 2020
Bachelors in Media Studies, Economics and Political Sciences (3.15/4) · Bangalore, IN

Honors: Mathematical Economics, Statistics, Media and Human Rights.

N.H.Goel World School
May 2017
Commerce, Maths and Psychology · Raipur, IN

Memberships: School Council, Debating Circle, Basketball Team, National Children’s Science Congress, National Service Scheme, National Cadet Corps, Badminton Team

Get In Touch

Let’s collaborate on driving growth or launching your next fintech innovation.